Here is a comparison of using Subject To vs Typical ways to Cash Flow a Property – With Subject To, I can Sell it to a Tenant Buyer and get a Large Down Payment ($10k to $25k), plus Cash Flow for a few hundred a month or I can Fix & Flip or I can turn it into a Rental
| Transaction Type | Subject To | Other | Buy & Hold | Fix & Flip |
| ARV | $225,000 | $225,000 | $225,000 | $225,000 |
| Purchase Price | $186,000 | $186,000 | $186,000 | $186,000 |
| Mortgage Amount | $186,000 | $186,000 | $186,000 | $186,000 |
| Closing | $1,500 | $1,500 | $1,500 | $1,500 |
| Monthly Payment PITI | $1,600 | $1,600 | $1,600 | $1,600 |
| P | $7,000 | $7,000 | $7,000 | $7,000 |
| Rehab Costs | Tenant Buyer
Does all Rhab |
$7,000 | $7,000 | $7,000 |
| Carrying Costs | $7,000 | $7,000 | $7,000 | $7,000 |
| Months Until Sold/Rented | Two | Three | Three | Three |
| Closing Costs | $1,500 | $1,500 | $1,500 | $1,500 |
| Cash to Sellers | $1,500 | $1,500 | $1,500 | $1,500 |
| Sales Price | $1,500 | $1,500 | $1,500 | $1,500 |
| Real Estate Agent Fees 6% | $ 0 | $1,500 | $1,500 | $1,500 |
| Monthly Cash Flow | $1,500 | $1,500 | $1,500 | $1,500 |
| Cash Out | $25,000 | $25,000 | $25,000 | $25,000 |
